Disability

 

What would happen if you encountered a short term or long term disability? Do you have enough money saved to cover it? Would you be forced to raid your retirement account? Do you even have a retirement account that can be raided? How would you pay your bills? In fact disabilities are not rare, according to Insurance.com one out of eight people become disabled every year. A 30 year old man has a one in five chance of suffering a long term disability before retirement age and for a 30 year old woman those odds are one in three. Roughly 50 percent of people with disabilities lasting longer than six months remain disabled after five years.

 

Most people don’t realize the risk of becoming disabled or how it can affect their ability to work, earn income and provide for themselves, their families or their businesses. Disability can happen to anyone, anytime. Disability income insurance can help people through the devastating effects of a disability.

 

Most people never think of disability, they should! According to disabled in action.org 11.8 million people ages 16 to 64 reported the presence of a medical condition that makes it difficult to find a job or remain employed. 

 

A disability doesn’t have to disrupt your financial plans as long as disability income insurance is in place. It can help people stay in their homes, continue funding your retirement and continue meeting other financial obligations. 

 

Protect you and your family! Contact me and I will show you how  affordable disability insurance is.